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How Ting cell phone financing works

Cell phone financing is different with Ting

With few exceptions, you should never accept your phone company’s cell phone financing terms.

One exception would be if your phone company is Ting. Allow us to explain.

Ting cell phone financing is different. We treat financing as a courtesy to our customers, not like a profit center. As lending practices go, this is about as non-predatory as they come.

Assuming you qualify for financing under our lending partner Affirm’s terms, you can finance one of our Ting devices from the Shop.

No phone service contracts (ever)

When you financing a phone from Ting, there’s no phone service contract attached, so you’re not locked into anything other than the cost of the phone over the agreed upon term.

The hottest phones are available to be financed; the newest iPhone, the latest Samsung Galaxy phones, and the Motorola Moto G6 that we’re so enamored with.

If you’ve got a phone in mind, take a look in the Ting Shop to see if it qualifies for phone financing and if so, what your monthly payment would look like. If you’re still not sure which device is right for you, check out our complete guide to buying a smartphone.

Anytime we mention phone financing, we’re required to post this text:

Subject to credit approval. Rates from 0-30% APR for 6, 18, and 24-month terms based on creditworthiness. Down payment may be required. Offer is subject to change at any time. Previous purchases are ineligible for offer. For purchases under $100, limited payment options are available. Affirm loans are made by Cross River Bank, a New Jersey-chartered bank, Member FDIC.


What’s in store?

What’s in store?

In the Ting shop you’ll find everything from good ol’ flip phones to the latest iPhone and Android phones.

Browse the Shop